Mulyawan, I Putu Arya, Kompiang Martina Dinata Putri, and I Dewa Ayu Agung Tantri Pramawati. “Level of Financial Literacy Among Students”. Journal of Management Science (JMAS) 6, no. 1 (January 23, 2023): 82–92. Accessed July 27, 2026. https://www.exsys.iocspublisher.org/index.php/JMAS/article/view/186.